Critical Illness Protection
LSU partners with UnitedHealthcare to provide you and your family with valuable Critical Illness insurance. This benefit is designed to help protect you and your family’s financial health. Critical Illness insurance can help fill a financial gap if you or a family member experiences a severe, life-threatening illness, such as cancer, heart attack, and major organ transplant. Upon diagnosis of a covered illness, you can receive a lump-sum benefit.
What is Covered?
|Base||Additional Conditions||Child Only Conditions|
25% of Employee's Amount
One benefit payable per covered child
*Partial Benefit -- See Benefit Summary or Certificate of Coverage for specific
Critical Illness Protection Premiums
- Premiums are deducted post-tax
- Premiums are calculated based on age
- Deductions are made the month prior to coverage effective date
- Effective date is 1st of the month following a full month of employment
Guarantee Issue Limits*
Employee: $10,000 or $20,000
Spouse: $5,000 or $10,000
*If you purchase coverage for yourself, you may buy coverage for your eligible dependents.
Wellness Benefit - $100 per year
*Claim Form in right side bar.
Health Screening Tests:
- Chest X-rays
- And more