Accidental Death & Dismemberment
An accident that ends in death or disabling injury has a devastating effect on the
lives of your loved ones. The loss of a family wage earner puts strain on a family
and raises concerns as to how they will manage financially. Remaining family members
could be left with fulfilling your financial responsibilities or taking care of you.
LSU partners with UnitedHealthcare to provide you and your family with valuable AD&D insurance at affordable rates. This benefit pays in the event of death or dismemberment resulting from an accident. You may select coverage for yourself, your spouse and/or your children.
Family members may be insured for a portion of the employee's principal sum
- Spouse: 50% of employee's elected amount if no insured Dependent Child(ren); 40% if insured Dependent children
- Child(ren): 15% of employee's elected amount if no insured Spouse; 10% if insured Spouse
AD&D Insurance Features
- Child Care Expense
- Education Benefit
- Repatriation Benefit
- Common Carrier Hazard Benefit
Scheduled Benefit Amounts*
- Loss of life - 100%
- Paraplegia - 75%
- Coma - 50%
- Loss of sight in both eyes - 100%
- Loss of hearing - 50%
*Sample of benefits
Watch Now! Life and AD&D Brainshark: A customized multimedia presentation designed to inform and educate eligible employees about their UnitedHealthcare benefits.