Accidental Death & Dismemberment

united healthcare logo

An accident that ends in death or disabling injury has a devastating effect on the lives of your loved ones. The loss of a family wage earner puts strain on a family and raises concerns as to how they will manage financially. Remaining family members could be left with fulfilling your financial responsibilities or taking care of you.

LSU partners with UnitedHealthcare to provide you and your family with valuable AD&D insurance at affordable rates. This benefit pays in the event of death or dismemberment resulting from an accident. You may select coverage for yourself, your spouse and/or your children.

Employee Options

  • $27,500
  • $55,000
  • $82,500
  • $110,000
  • $165,000
  • $220,000
  • $275,000
  • $300,000

Family members may be insured for a portion of the employee's principal sum

  • Spouse: 50% of employee's elected amount if no insured Dependent Child(ren); 40% if insured Dependent children
  • Child(ren): 15% of employee's elected amount if no insured Spouse; 10% if insured Spouse

AD&D Insurance Features

  • Child Care Expense
  • Education Benefit
  • Repatriation Benefit
  • Common Carrier Hazard Benefit

Scheduled Benefit Amounts*

  • Loss of life - 100%
  • Paraplegia - 75%
  • Coma - 50%
  • Loss of sight in both eyes - 100%
  • Loss of hearing - 50%

*Sample of benefits

Watch Now! Life and AD&D Brainshark: A customized multimedia presentation designed to inform and educate eligible employees about their UnitedHealthcare benefits. 

Accidental Death & Dismemberment

UnitedHealthcare Customer Service: 1-888-299-2070

Policy #303972




Change benefits

Manage (Add/Remove) Dependents

*Benefits and Dependents can be added or changed at any time during the year without medical underwriting.

Manage Beneficiaries

Modify/Change Personal Information (Name/Address)

premium rate sheet

summary of benefits

coverage policy for employees

coverage policy for retirees