Accident Protection



Accident Protection Premiums

Coverage Monthly Premium
Employee Only $9.15
Employee + Spouse $13.60
Employee + Child(ren) $12.36
Family $16.81

Plan Benefits

24 Hour Coverage/On and Off-the-Job Coverage 

Accidental Death & Dismemberment Initial Care Hospital Admission
Both hands or feet or combination
One hand or foot
Two or more fingers or toes or combination
Oe finger or toe Child benefit – 50% of employee/spouse
Ground Ambulance $200   $800
Air Ambulance $1,200 Hospital Inpatient Stay
(per day up to 365 days)
Emergency Room Treatment $100 Hospital Intensive Care
Unit (ICU) Admission
Accidental Death Common Carrier
(while on public transportation)
Child benefit – 50% of employee/spouse
$80,000 Physician Office Urgent Care (per visit)
Hospital ICU Inpatient Stay
(per day up to 30 days)
Waiver Premium Yes


Enhanced Benefits

Enhanced Benefit Coverage (sample of benefits included) Scheduled Benefit
Follow Up Care
Major Diagnostic Exam $160
Follow Up Physician Visit $40
Medical Appliances (equipment) $140
Physical Therapy (per day up to six days} $30


•One device
•Two or more devices

Rehabilitation Unit (per day up to 30 days) $80
Common Injuries (for complete list, see Summary of Benefits)

Abdominal/Thoracic (abdomen/chest) Surgery

•Surgery to repair
•Exploratory without repair

Blood/Plasma/Platelets $280
•2nd Degree (at least 36% of body surface)
•3rd Degree (9-34 sq. inches)
•3rd Degree (35 or more sq. inches)
Skin Graft – 25% of burn benefit
Coma $10,000
Concussion (once per 12 month period) $140

Dental Emergency

Broken teeth repaired with crown(s)
Broken teeth resulting in extractions

Eye Surgery $200


Watch Now! Accident Protection Plan Brainshark: A customized multimedia presentation designed to inform and educate eligible employees about their UnitedHealthcare benefits. Watch this short video from UnitedHealthcare about the benefits they provide LSU employees! 



UnitedHealthcare Customer Service: 1-888-299-2070

Policy #303972

Visit unitedhealthcare



Change benefits

Manage (Add/Remove) Dependents

*Accident Protection Insurance and Dependents can only be changed during Annual Enrollment or due to a Qualifying Event.

List of Qualifying Events

Modify/Change Personal Information (Name/Address)

premium rate sheet

summary of benefits


how to file a claim

claim form

coverage policy