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Magnolia Local & Local Plus Plan (HMO)

Administered by Blue Cross Blue Shield

 

Upcoming Clinics for 2018 premium discount can be found here.

 

Magnolia Local

The Magnolia Local plan is a limited provider in-network only plan for members who live in specific coverage areas. Out-of-network coverage is provided in emergencies only and may be subject to balance billing.

  • Community BlueCommunity Blue is a select, local network designed for members who live in the parishes of East Baton Rouge, West Baton Rouge, Ascension, Caddo and Bossier.
  • BlueConnectBlueConnectis a select, local network designed for members who live in the parishes of Jefferson, Orleans and St. Tammany.

*You must stay in your network when receiving care. Your residence determines which Magnolia Local network you are in.

magnolia local

 

Magnolia Local Plus

The Magnolia Local Plus option offers the benefit of nationwide in-network providers. The Local Plus plan provides the predictability of co-payments rather than using employer funding to offset out-of-pocket costs.

This plan provides care in the Blue Cross and Blue Shield nationwide network. Out-of-network coverage is provided in emergencies only and may be subject to balance billing.

magnolia local plus

At times you may have to pay out of pocket for medical services or for prescriptions, particularly if you have received services from a non-network provider. In the event that you do pay out of pocket for services, you can be reimbursed for these services. You will need to complete and submit a claim form and a copy of the invoice to the appropriate carrier. You may submit a claim form (see side bar) along with a copy of the invoice to your health insurance carrier. BCBS will then reimburse you according to the plan's guidelines.